Built on a real ledger
Money, without friction.
PrimeEx is a Nigeria-first platform for holding, sending, and converting money, built on a real double-entry ledger, not a spreadsheet pretending to be one.
How it works
Verify your identity
BVN, a document, and a quick liveness check, done once.
Fund your wallet
Hold Naira and stablecoin balances in one account.
Send, with confidence
See the fee and total before you confirm, and a real status until it settles.
Built the way a bank's core systems are built
One balance, always accurate
Every balance is the ledger’s own live sum, never a cached number that can drift from what actually happened.
Fees you see before you commit
Amount, fee, and total, shown before every transfer, never a surprise on the receipt.
Built to reject duplicates
A double-submitted request is caught at the database level, not just disabled in the UI.
Verified identity, once
BVN, document, and liveness verification, done once, protecting every transaction after.
Security is not a feature we bolted on
Double-entry ledger
Every balance is the sum of a real ledger, never a directly-edited number, the same discipline a bank’s core system uses.
Idempotent by design
Financial requests can be safely retried without ever creating a duplicate operation.
Verified before you transact
Identity verification gates every financial action, not just account creation.
Full audit trail
Every state change, on every transaction and every account, is recorded, not inferred after the fact.
One account, everything you need
Personal
One account for your everyday money.
Business
Built for teams, not yet built.
Payments
Send money that arrives, and tells you when it did.
Cards
A virtual card, issued to your account in seconds.
Crypto
Stablecoin and Bitcoin balances, deposits, and withdrawals, in the same account.
FX
Convert between Naira and your crypto balances, USDT, USDC, or BTC, with the rate and fee shown upfront.
Frequently asked questions
- Not yet. PrimeEx is currently in active development. The core product, accounts, wallets, transfers, identity verification, is built and tested end-to-end in a sandbox environment, but it hasn't been launched publicly and isn't handling real customer funds yet.
- PrimeEx is being built Nigeria-first. Support for other countries isn’t established yet.
- PrimeEx verifies identity using your BVN, a government-issued document, and a liveness (selfie) check. Verification is required before you can send or receive money.
- Only one transfer is ever created. Every financial request carries an idempotency key, enforced at the database level, a duplicate submission returns the original transfer rather than creating a second one.
Built with your money in mind.
One account for Naira and stablecoin balances, built on a real ledger from day one. Open an account and see it for yourself.